As your personal agent, I believe in keeping you informed and aware of available insurance products. As everyone's insurance needs are different, It is my goal to help you develop the right plan to meet your specific insurance requirements. Through knowledge and a professional business ethic, I strive to protect my clients' assets as all insurance is not the same.
Are your loved ones protected if something happens to you? We offer life insurance products to help make sure that they are taken care of if you can’t be there. It’s my job to help you prepare for an unfortunate loss so that you can have peace of mind. We can provide the coverage and protection that best fits your life insurance needs.
My goal is to exceed all my customers' expectations. I offer special appointments after hours and weekends for your convenience. Contact us to review your insurance coverage to ensure you are getting the best VALUE and the Correct Coverage for all your insurance needs. My office is centrally located in Lubbock, Texas at 5313-50th Ste C-2. Let us show you how much we care about you, your family and your business.
Term Products
Term Life Insurance: The simplest form of Life coverage, term insurance is no more than a matter of premiums and a death benefit. The name fits since term insurance's span of coverage lasts only a specified period of time; if the insured dies while the policy is in force, the death benefit will be paid to the designated beneficiary.
Whole Life Products
Whole Life Insurance: Permanent form of Life coverage that is provided for the insured's lifetime. Whole Life policies feature guaranteed level premiums, and build cash value that the policy owner may use to keep the policy in force, or may borrow during the insured's lifetime, at a reasonable rate of interest.1
Universal Life Products
Universal Life Insurance: Permanent form of
Life coverage that offers a great deal of flexibility to the
policy owner. Premium payments may be varied, death benefits
may be changed, partial surrenders are allowed, and cash value
may be accessed either through loans1 or direct
withdrawals.
1Policy loans and withdrawals will reduce cash value and death benefit. Policy loans are subject to interest charges. If your policy is a modified endowment contract, loans and withdrawals may be subject to taxes and penalties.
Have Questions or need more information?
Call us at (806)783-0290.